Your Privacy Rights

Depending on where you reside and applicable data privacy laws, you may have one or more of the following rights regarding your personal information:

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1. Right to Know / Access

You have the right to request that we disclose:

• The categories of personal information we have collected about you

• The specific pieces of personal information we have collected

• The categories of sources from which the information was collected

• The business or commercial purposes for collecting or using the information

• The categories of third parties to whom we have disclosed personal information

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2. Right to Data Portability

Upon request, and where technically feasible, we will provide your personal information in a structured, commonly used, and machine-readable format that can be transmitted to another entity.

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3. Right to Correct Inaccurate Information

You may request that we correct any personal information we hold about you that is inaccurate or outdated.

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4. Right to Delete

You have the right to request that we delete personal information we have collected from you, subject to certain exceptions. For example, we may retain information as required to:

• Complete a transaction or service you requested

• Detect security incidents or protect against illegal activity

• Comply with legal obligations

• Maintain internal business records

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5. Right to Limit Use of Sensitive Personal Information

If applicable, you may request that we limit the use or disclosure of sensitive personal information (e.g., financial, health, or government ID data) to what is necessary for the services we provide.

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6. Right to Opt-Out of Sale or Sharing

P&L Management Services does not sell your personal information or share it for targeted advertising. If that policy ever changes, we will update this Privacy Policy and provide a clear opt-out mechanism as required by law.

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7. Right to Non-Discrimination

We will not discriminate against you for exercising any of your privacy rights. This means we will not deny services, charge different prices, or provide a different level or quality of service as a result of your request.